When This Policy Applies
This policy applies when you open an account in Indonesia, sign in from mobile or computer, send a message through chat, or use DANA, OVO, GoPay, or QRIS for account reconciliation. We may record your name, phone number, email, device type, IP address, session time, and
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the payment reference that lets us match one request to one account. Cookies keep the session live on Chrome, Safari, and other common browsers, and they also remember language and form state so you do not repeat the same details. We keep records only for legal
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duties, dispute handling, fraud checks, and payment reconciliation. If you want access, correction, or deletion, send the request from the account or verified email, and we will process it where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.